Skip to main content

  TLWM ClientsFinancial Professionals

  • Home
  • About
    • Our Mission & Values
    • Our Focus
    • Our Commitment
    • Our Process
    • Our Team
  • Our Services
    • Investment Management
    • Financial Planning
    • Personal Advice
  • Resources
    • Blog
    • Video Library
  • Contact Us
    • Careers
    • Contact
    • Request a Meeting
    • Events
  • Client Login
  • TLWM Clients
  • Financial Professionals

Market Updates

    You are here

  1. Home
  2. Resources
  3. Market Updates

Market Updates

TLWM Market Updates

Monthly Market Update

Submitted by TLWM Financial on March 1st, 2023

After a strong start to the year February brought with it some volatility as the S&P 500 ended the month down about 2.5%, but is still up roughly 3.4% for the year.  We were not surprised to see volatility, and think that we could see more choppiness in the months ahead as investors continue to digest recession risk and potential Fed policy changes.

The impact of these factors is not limited to stocks, but also affects the bond market.  In February the 10 Year US Treasury Yield jumped from 3.52% at the beginning of the month, to 3.92% at month’s end.  For perspective the 10 Year Treasury was yielding 1.83% at this time last year. (YCharts)

Below, we’ll highlight two key groups that are impacted by higher rates:

Tags:
  • Market
  • Read more

Spring Has Sprung: Time to Refresh Your Retirement Plan 

Submitted by TLWM Financial on February 27th, 2023

Spring can be a fantastic time to refresh your retirement plan and savings habits. With 2023 bringing increased limits for 401(k)s, individual retirement accounts (IRAs), Health Savings Accounts (HSAs), and other tax-advantaged accounts, it's worth taking a closer look at your retirement savings. Below, we discuss three ways to refresh your retirement plan this spring.

 

  • Read more

Now Might Be a Good Time for a Roth Conversion

Submitted by TLWM Financial on February 27th, 2023

One silver lining in the current bear market is that this could be a good time to convert assets from a traditional IRA to a Roth IRA. Converted assets are subject to federal income tax in the year of conversion, which might be a substantial tax bill. However, if assets in your traditional IRA have lost value, you will pay taxes on a lower asset base when you convert.

  • Read more

The Gender Investing Gap: How Do We Bridge It?

Submitted by TLWM Financial on February 27th, 2023

In the U.S., men are investing and accumulating wealth at a greater pace than women, fueling the gender investing gap. Closing the investing gap is essential so that women accumulate enough retirement assets for their entire lives. On average, women in the U.S. have a life expectancy of 80.2 years compared to men having a life expectancy of 74.5 years, according to WorldData.info.

  • Read more

Common Mistakes That Can Hurt Your Credit

Submitted by TLWM Financial on February 27th, 2023

Having a good credit score doesn't just get you the best interest rates. It can also reduce your auto insurance premiums, allow you to avoid security deposits, and in some cases, even help you get hired.1

  • Read more

Monthly Market Update

Submitted by TLWM Financial on February 1st, 2023

2023 is off to a good start as both stocks and bonds rallied in January with the S&P 500 up about 6%.  (YCharts) This bounce was welcomed by investors as the mix of economic data suggested the Fed might be able to shift toward a less restrictive stance in the months to come.

That said, we wouldn’t be surprised to see market volatility ahead as we appear to be in an environment where investors are looking for Goldilocks data each month – not too strong (to cause higher inflation), not too weak (a sign of recession), but a “just-right” combination of economic growth at a reasonable pace.  This month we saw some data that gave us a glimpse of what that combination could look like:

Tags:
  • Market
  • Read more

Tax Planning for Business Owners

Submitted by TLWM Financial on January 18th, 2023

What is business tax planning?

When starting a business, you must consider a number of tax-related issues. Although business tax planning is a complicated area, it is essential to understand three major topics: tax consequences when the business is formed, tax consequences when the business generates income or loss, and tax consequences of business distributions.

  • Read more

8 Tips for Becoming a Wise Consumer of Healthcare

Submitted by TLWM Financial on January 18th, 2023

With healthcare costs continuing to rise, there are ways to help lower the cost of healthcare for yourself by becoming a wise consumer of healthcare. February is National Wise Health Care Consumer Month and a great time to empower people to make smart choices regarding their healthcare.

  • Read more

Nothing Says Love on Valentine's Day Like a Spousal IRA

Submitted by TLWM Financial on January 18th, 2023

Looking for ways to save "I love you" on Valentine's Day? Then you may want to consider opening a spousal individual retirement account (IRA). This gift says, "Let's grow old together comfortably," and shows your partner that you care about their financial wellness. Beyond that, a spousal IRA offers the following advantages. 

  • Read more

Kick off the Big Game With These 7 Super Investing Lessons From the Super Bowl

Submitted by TLWM Financial on January 18th, 2023

The Super Bowl is more than just a game. It's an American holiday. As you prepare for this fun day, you may also want to think about how to create "big wins'' in your investment strategy. Get ready for Super Bowl Sunday by checking out these Super Bowl-inspired investment strategies.

  • Read more
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • …
  • next ›
  • last »
Sidebar_image.jpg

Market
Commentary

Read Blog

Get the Latest News

Sign up for TLWM Blog

 

Categories

  • financial review (2)
  • Market (55)
  • Plan (4)
  • Press Release (2)
  • Retirement Planning (1)
  • small business (1)
  • Taxes (1)

TLWM Facebook Feed

 
TLWM Financial

 

 

 

TLWM CONTACT

  
Phone: 1-877-348-8822
Fax: 1-877-520-0059

Email: info@tlwmfinancial.com
40 N.E. Loop 410, Suite 644
San Antonio, TX 78216

Get Directions

Securities offered through LPL Financial, Member FINRA / SIPC. Investment advice offered through TLWM, a registered investment advisor. TLWM and TLWM Financial are separate entities from LPL Financial.

The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of the following states:AL, AR, AZ, CA, CO, CT, FL, GA, KS, KY, LA, MA, MI, MN, MO, MS, NC, NJ, NM, NY, OK, TX, UT, VA, WA​,WV.

©2020 Texas Legacy Wealth Management 

Follow the link for Form CRS

 

© 2023 TLWM Financial. All rights reserved.